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How to deal with road accidents

In my 15+ yrs of driving, have had the bad luck of being in many accidents. Mostly at receiving ends, however always I was thankful to god of getting away without any injury. Here is my learnings from my recent accident with a biker - 1. If biker aint the risk of dying and you can get away, please do. Police will harass you crazy. 2. If you are stuck, Take the person to some cheap hospital to reduce liability. 3. Before you pay anything have the biker sign an agreement to no further liability. 4. If its a serious accident, and damage is high, have police file an FIR, and inform your insurance company about it. Recently when going to my office in Gurgaon, on a rainy morning, my nano had an accident with a biker. I was going straight on the road, he wanted to take a left, and from what i understand, we both did not see each other. He collided with the front right, above the tyre fender. Fortunately both were slow, so no major injuries to biker. Immediately picked the person,